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The Question: When shopping for Auto Insurance, how do you determine how much coverage to buy? |
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| I assess
my needs (homeowner, high-income, protection of assets) with or without the help of an insurance broker/agent. |
47% (Total: 1609) |
| I use the info on my current policy. | 24% (Total: 822) |
| I want the lowest rate regardless of the coverage. | 29% (Total: 992) |
The above results are refreshing given the unbelievable bias towards receiving the best rate regardless of coverage. The difference in premium to increase your liability coverage is often small when compared with the additional coverage increase. Before you buy your next policy, take a moment to assess your current situation to see whether your current coverages are in line with your needs.
- Prior Polls:
1-22-99 Would you buy auto insurance online if a policy were available to you at a competitive rate?
11-9-98 Would you rather deal with an agent or direct with the insurance company?
11-16-98 What is more important- the lowest price or being covered properly in the event of a claim?We appreciate your comments
